Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure.
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Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers.
Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death.
Mesothelioma treatments and Mesothelioma clinical trials and tests
There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques.
Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising.
Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm.
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A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis.
With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests.
At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims.
Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients.
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About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer.
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The Risk Involved With Trading Foreign Currency
The word "risk" is pretty high in most folk's awareness these days. This greater consciousness of the "R" word has in part been driven by the 2008 financial crisis and its persistent refusal to "go away". Any article on risk needs to set its baseline by ensuring that the word "risk" has a clear definition.
There are many different explanations of the word risk. My preference is to keep it short and to the point. Dictionary.com's definition that "risk" is "exposure to the chance of injury or loss" suits me fine.
The concept of trading in foreign currencies also needs some explanation. The events of the past few years have led to the impression that foreign currency trading is somehow "bad" and that it is linked to speculation and shady deals.
Let us dispel this notion at the outset. Foreign currency is a vital component that is linked directly to cross border trade and cross border investments. Importers need to pay for their imports; exporters need to be paid. Financial institutions need to invest money in other countries as they seek to maximise returns in respect of shareholders, pensions and the like. Foreign loans may be held in respect of short, medium and long-term financing requirements.
Trading in foreign currencies is a highly skilled, specialist operation. It is usually carried out by banks, brokers and specialist financial institutions.
Although there is a wide range of risks that can be classified as relating to foreign currency trading I am going to limit myself to three "core" risks that affect this type of activity - currency risk, settlement risk and operational risk.
Currency Risk
The price that a currency is traded at is the exchange rate (or the foreign-exchange rate, forex rate or FX rate). It is always stated in terms of another currency. The FX rate spells out how much one currency is worth in terms of the other - e.g. one British pound is worth 1.60 US dollars.
Currency risk is the risk that comes about from the change in price of one currency against another. This usually occurs as a result of changes in demand for one of the currencies. Changes in demand are often driven by changes in basic macroeconomic conditions such as inflation, employment, taxation, changes in cross-border trade or other factors. Political instability or civil disturbances can drastically change the FX rate in literally seconds.
When businesses conduct transactions in different currencies, the business is exposed to risk. The risk arises because the currencies price may move in relation to each other between the start and the finalization of the transaction. Revenue and costs can move up or down as exchange rates change. If a firm has borrowed money in a different currency, the repayments on the loan could change or, if the firm has invested in another country, the returns on investment may alter with exchange rate movements - this is usually known as foreign currency exposure.
Settlement Risk
Settlement risk is the risk that one counterparty to a transaction does not deliver a security or its cash value according to the agreed settlement terms after the other counterparty has already delivered security or cash value for its side of the deal.
This particular risk was very prevalent in foreign exchange settlements because of the nature of FX settlement practices. This risk is also known as Herstatt risk after the German bank that made this type of risk famous. On 26th June 1974, German bank regulators withdrew that bank's license to operate. They did this at the end of the banking day in Germany (4:30pm local time). However some banks had undertaken foreign exchange transactions with Herstatt on that day and had already paid Deutsche Mark to the Herstatt, believing they would receive US dollars later the same day in the US from Herstatt's US accounts. 4:30 pm in Germany was 10:30 am in New York! Herstatt's failure stopped all dollar payments to its counterparties at that time, leaving these counterparties unable to collect payments due to them. Today CLS Bank, which was eventually created as a result of these events, has eliminated this type of risk in the seventeen currencies that are covered (as of the end of 2010).
Operational Risk
An operational risk is one that comes about from the carrying out of a firm's business functions. Operational Risk is defined in the Basel Accords as "the risk of direct or indirect loss resulting from inadequate or failed internal processes, people and systems or from external events".
This type of risk is very wide-ranging. It comes about from the risks connected to people, systems and processes through which the firm operates. Included are other categories such as fraud risks, legal risks, physical or environmental risks.
There are many operational risks that can be directly related to Foreign Currency Trading. In what follows I highlight a few that I consider the most critical.
Electronic trading with customers - FX trading activity is increasingly centered on remote electronic workstations. This requires much greater care regarding special precautions concerning passwords and system access. These measures would include recognizing the importance of guarding individual passwords, protecting the software and hardware on individual workstation and the need to have up-to-date virus protection.
24/7 Operations and "Off-Site" Trading - Foreign exchange trading takes place on a continuous round the clock basis. Twenty-four-hour trading can distort the distinction between regular end-of-day and intra-day position risk limits. This change requires that additional control procedures are in place for trading that is conducted outside of normal business hours, either from the office or elsewhere.
Mis-trades - These could arise for a number of different reasons such as an unacceptable counterparty name was presented or the cover amount presented could not cover the transaction
Disputes - Usually come about over misunderstandings or errors either by a trader or a broker. Managers and traders need to recognize that when a trade is aborted, it may not be possible for the broker to find another counterparty at the same original price.
Product design - The development of new products must be properly supported and approved. This covers a whole gamut of issues such as product approval, implementation procedures, signoffs by legal, compliance, tax, audit, systems, operations, business unit, risk management, and accounting departments.
Stanley Epstein is a Principal Associate and Director of Citadel Advantage Ltd., a consultancy dealing in bank operations and specializing in Operations Risk and Payment Systems through the provision of a comprehensive range of Risk Management & Payments related Training Courses for banks and other financial institutions.
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